One of the biggest differences between the two Sapphire cards off the bat is the annual fee. Both come with manageable annual fees for beginners and experts, at $95 per year. Best cards for earning Chase Ultimate Rewards. The Chase Ink Business Cash credit card includes the ability to: Earn a sign-up bonus after you spend a minimum amount on purchases within the first three months of opening the card. Chase briefly offered a sign-up bonus of 100,000 points in June. Chase is offering 60,000 bonus points for new cardmembers who spend $4,000 on purchases in the first three months from account opening. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. The competitors would be Amex Plat and C1 VX. Both. Dream bigger with the Disney Premier Visa Card from Chase. The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. Beyond that, Hyatt award rates can be incredibly low compared to some competitors. Then, select your Chase Sapphire Preferred card. We recommend having a FICO score of. Amex EveryDay Preferred (EDP): They have the same $95 annual fees. Using it cuts the annual fee down to only $45. To waive the monthly service fee at Bank of America, you’ll need at least one direct deposit per month of $250 or more. The Sapphire Preferred has a $95 annual fee, and it earns 5 points on travel purchased through Chase Ultimate Rewards, 2 points on all other travel purchases, and 3 points on dining, online. com, Hulu. Then Chase did the unthinkable: They leveled up to a record-setting 100,000-point bonus in June 2021. Welcome Offer: $300 cash bonus after spending $3,000 on purchases within 3 months from account opening. Chase Sapphire Reserve has a higher annual fee than the Chase Sapphire Preferred card but boasts premium travel perks, making it an ideal card for frequent travelers. First, the Sapphire Preferred is currently offering one of the best sign-up bonuses in the industry, giving new cardholders the opportunity to earn 60,000 bonus Ultimate Rewards points. With the Freedom Flex, you earn $200 after spending $500 on. or call collect at 1-804-673-1691 while outside of the US to file claims. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. Chase Sapphire Preferred. Best at Bank of America: Bank of America Preferred Rewards. As two of the largest banks in the U. Rewards Rate. In 2016, Chase cannonballed into the premium credit card market with an offer many found irresistible. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. 25 cents per point when booking through the Chase Travel portal (instead of 1. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. At Chase, you’ll need at least $500 in total monthly direct deposits. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. The Platinum Card® from American Express. Updated Thu, May 25 2023. , both Chase and Wells Fargo are popular options. 023 base) The Chase Sapphire Preferred Card is one of the gold standards for earning travel rewards. locations and for a statement credit toward. The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. QT9: Best for life science companies. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. 1-1. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. If you want a mid-tier card with a lower annual fee: The Chase Sapphire Preferred Card is a good choice for earning Chase Ultimate Rewards points but with a lower annual fee of $95. 5% cash back on all spending, which you can convert to 1. Beginning in April 2022, cardholders will get $5 of DoorDash credit every month. Foreign transaction fees: None Points transfer: 1:1 points transfer for Chase's hotel and. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. The Chase Sapphire Preferred® Card is one of the most recommended travel credit cards. Remember that Chase Sapphire Preferred cardholders will receive up to a 25% bonus, while Chase Sapphire Reserve cardholders receive up to a 50% bonus. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. The best credit cards of November 2023. com, Hulu. 31, 2024, or for a minimum of 12 months, depending on your activation date. Plus, its 5X points on travel purchased through the Chase portal, 3X points on. The Chase Sapphire Reserve’s bonus is worth $900 when redeemed for travel through Chase Ultimate Rewards, whereas the Chase Sapphire Preferred’s bonus is worth $750 when redeemed for travel through Ultimate Rewards. The biggest difference between these credit cards is the annual fee, which goes from $95 for the Chase Sapphire Preferred to $250 for the American Express Gold. The Chase Sapphire Preferred is a well-rounded rewards card, primarily designed for the average traveler. Which cards are better than the Chase Sapphire Reserve now that the annual. There are still good reasons to use the Chase Ultimate Rewards portal, and the Chase Sapphire Preferred’s up to $50 annual. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. CSP is a Visa Signature which is a tier below Visa Infinite, which is what the Venture X is. 49% to 29. The Chase Sapphire Reserve annual fee is $550 per year. 1-3. The Chase Sapphire Preferred’s welcome bonus, on the other hand, is worth $750 when you book travel through the Chase Ultimate Rewards portal. While competitors exist, the Sapphire Preferred is the clear winner by having the best transfer partners, insurance, and eco-system for generating points. [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. Also, the Venture X comes with cell phone insurance. C1 VX gets you lounge access, free AU and a 2X earn for $395, $300 back in portal travel credit and 10k points after the first year. The caps are higher with the benefits from Visa Infinite. Chase Sapphire Banking benefits. The Chase Sapphire Preferred is best for award travel beginners who want an introduction into the world of points and miles. Luxury Card trio. For many, the decision comes down to this simple cost. In this area, the Chase Freedom Unlimited shines. Chase Sapphire Preferred Card. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. . That. 31, 2024, or for a minimum of 12 months, depending on your activation date. New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account. There are a few factors that Chase looks at before approving the Chase Sapphire Preferred® Card. sans “X”, is. Earning the Chase Sapphire Preferred’s welcome bonus was much faster and easier than most other credit cards. The card earns 1. Those bonus points are worth up to $750 in travel through Chase, which can cover the cost of the card’s membership fees for years. If redeemed. Select which purchases you’d like to redeem points. Additionally, it offers flexible point redemption options, no foreign. Additionally, cardholders. Chase Sapphire Reserve vs. One of the biggest differences between the two Sapphire cards off the bat is the annual fee. Unlike many other competitors, SoFi offers access to member benefits such as career services and access to credentialed financial advisors -- all for free. For flights, you have a couple of different options. The Chase Sapphire Preferred is designed for frequent and casual travelers. That’s worth up to $1,000 in travel. Some background: The Chase Sapphire Reserve became a 2016 viral obsession, with a disproportionately high number of millennials applying for the travel points-heavy card — despite (or perhaps. 1% in that category. Yes, Chase Sapphire Reserve is worth its $550 annual fee if you spend at least $4,000 in the first 3 months and qualify for the card's initial bonus of 60,000 points. The best Visa Signature card can be a matter of opinion. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. Getty Images Travel credit cards are a specialized type of credit card that earn points or miles you can. Remember that points with the Chase Sapphire Reserve® can be worth 1. 1:1 point transfers to Chase travel partners including major airlines and hotels. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. Earning Points: See your Card Rewards Program Agreement (PDF) for more details. Chase Sapphire Preferred® Card. Updated: November 14, 2023. You can redeem both Membership Rewards and Ultimate Rewards for cash back plus a variety of. Chase Sapphire Preferred: 60,000 bonus points for spending $4,000 in the first three months from account opening. Chase Sapphire Preferred is worth it if you spend $4,000 during the first 3 months your account is open, as you’ll qualify for an initial bonus of 60,000 points. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. There's no question that the Amex Gold card comes with a number of benefits and bonus-earning categories that can offset the annual fee. Chase Sapphire Preferred vs. The Capital One Venture Rewards Credit Card is the winner over the Chase Sapphire Preferred® Card . 31, 2023). You must activate your subscription by Dec. The Chase Sapphire Preferred Card has a cash advance rate of $10 or 5% of the transaction amount, plus a balance transfer fee of $5 or 5% of the transfer amount, whichever is greater. So, if you have 100,000 points, they are worth $1,250 when redeemed. Pros Valuable food-related bonus categories Welcome offer is worth $750. 3. With a $95 annual fee, it's not an expensive card, which makes it an especially good choice for beginners. 5 cents each when redeemed for travel through Chase Ultimate Rewards®. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. In exchange, cardholders get airport lounge access, an annual $300 travel credit and higher earning rates on dining and travel purchases: Up to 10X points on Chase Dining purchases and hotels and rental cars booked through Chase. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. Insider pegs Chase Ultimate. Sapphire Reserve: Rewards and bonuses. These include 5x miles on travel purchased through the Chase Ultimate. com or ESPNPlus. Chase Sapphire Reserve 's $550 annual fee is higher than the average annual fee among new credit card offers right now. Like most travel cards, it’s not a great option for carrying a balance. That works out to roughly $250 per person — and. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. 5. The Chase Sapphire lounge at HKG opened in October 2022, making it the first Sapphire lounge to open. Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. Yes, the Citi Prestige is a Mastercard, which means it is widely accepted at many retailers. The Chase Sapphire Preferred® Card is a great travel rewards credit card that offers valuable benefits and rewards. Deciding between two rewards. Activate by July 31, 2024. Several other cards weigh in at 17g, including The Platinum Card® from American Express and the Capital One Venture X Rewards Credit Card. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. It. If you’re focused on earning and redeeming rewards for travel, and you’d like to save on the costs of an annual fee, we think the Chase Sapphire Preferred® Card. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. The Sapphire Preferred Card has a minimum $5,000 credit line. The Sapphire Preferred has a $95 annual fee, while the Sapphire Reserve has a $550 annual fee, but I subtract $300 from that, due to the value of the travel credit. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. However, if you are evaluating cards based heavily on the fee itself, the Sapphire Preferred® card has the advantage in this area. A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. Maria Adams, Credit Cards Moderator. Even though stays have to be booked through the Ultimate Rewards travel portal, the portal itself is super easy to use. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. With the Sapphire Preferred you’ll earn 5 points per dollar on travel purchased through Chase Ultimate Rewards®, 3 points per dollar on dining, select streaming services, and online grocery. Additionally, this product is open to the general public and doesn’t require an invitation. OR ANY OF ITS AFFILIATES. † Pricing & Terms. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. ago. * That's $750 toward travel when redeemed through Chase Ultimate Rewards ®. That means if you were to enroll on the very last day of this promotion, you would receive DashPass benefits through the end of 2025. 10% point bonus each year. Rewards and benefits. Points can be redeemed for travel through the Chase Ultimate Rewards® portal for 1. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. United Club℠ Infinite Card. 49% to 28. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. Point transfers take a little extra work, but transferring your points could increase how much they. To get you started, new cardmembers can earn 60,000 bonus points after spending. The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. Chase Sapphire Preferred: 60,000. But paying an annual fee of $550 upfront isn't for everyone. The Premier slightly outperforms the Preferred on everyday spending categories, with 3x Citi ThankYou Points per dollar at supermarkets, gas stations and restaurants, and hotels. Welcome offer. Rewards Program Agreement. locations and for a statement credit toward. Yes, the Chase Sapphire Preferred offers several travel benefits including rental car insurance when you book and pay for the rental with your card and decline the rental company’s coverage at. To file a claim over the phone, start by calling 888-320-9961. Chase Sapphire Preferred Card. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. In addition to lounge access, some of the top benefits for the Sapphire Reserve include: $300 annual travel credit. Annual Fee: $550. Additionally, it offers flexible point redemption options, no foreign. American Express® Business Gold Card: 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the first 3 months of opening an account. Luxury Card may be a name new to many of you — it is a collection of three premium World Elite Mastercards from Barclays Bank. Citi® Double Cash Card: Best for flat-rate cash back. For savings. It's official: Chase is in the airport lounge business. In my opinion this is the most well. 0125, but your credit card will be charged the full remaining dollar amount. Chase Freedom Flex℠*: Best for flexible. Both cards also offer plenty of premium perks aside from their rewards, and the benefits on the Chase Sapphire Reserve card add up to a greater. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Compare. With its striking metal design and a reputation for offering some of the most generous travel perks in the industry, it’s no wonder that this card has captured the attention of travelers and points enthusiasts alike. It offers extensive access to airport lounges, a yearly credit up to $200 for incidental. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. When you pay for travel with the Sapphire Preferred, you'll earn 2 points for every dollar spent, even on expenses such as tolls and monthly parking. New cardholders signing up for the Chase Sapphire. Redeem toward most anything Disney at most Disney U. The Venture X has a $395 annual fee ( rates & fees) while the. Chase Sapphire Lounge by the Club. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. Microsoft Dynamics 365 Business Central: Best overall alternative to SAP. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). 24%, tied to the Prime Rate and set. Here’s why the $95 annual fee is worth it: Chase Sapphire Preferred® Card. Assuming that you have at least 30 transactions per month, EDP's earning rate is 4. 850 Good - Excellent If you like to eat out or order in, Chase Sapphire Preferred® is a great pick with tons of meal-related and travel perks for you to enjoy. Ink Business Preferred Credit Card: Best for small business owners. The card is currently offering a sign-up bonus of 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months from. Chase Sapphire Reserve® points are even more valuable, worth 50% more when used for travel. With the Chase Sapphire Preferred, you can earn 60,000 points after spending $4,000 in the first 3 months. With that in mind, let me share the four areas where you can get significantly more value with the Sapphire Reserve than the Sapphire Preferred. Chase Sapphire Reserve is a better credit card overall because its points are more valuable. This is thanks to a 25 percent points boost for. 2 days ago · Many of its competitors use a “hub-and-spoke” system, which filters a. 1. Chase Sapphire Preferred Travel Benefits. For example, if you have 10,000 points on your Chase Freedom Flex, 30,000 points on your Ink Business Cash and 60,000 points on your Chase Sapphire Preferred, you can pool all your points onto. Hotels booked through Chase Ultimate Rewards with your Chase Sapphire Preferred Card after already fully earning your yearly $50 credit (these bookings do earn 5x points per dollar spent, however) When to Forgo Using the Hotel Credit. The Chase Sapphire Reserve and the Citi Prestige cards both offer superior benefits such as annual travel credits, airport lounge access and the ability to transfer points to airline and hotel loyalty partners. The Chase Sapphire Preferred is a great choice for international travel, too, since it waives foreign transaction fees that usually amount to two or three percent of each transaction. The Chase Sapphire Reserve gets a redemption value of 1. For example, 50,000 points would be worth $625 in travel. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. Southwest is a Chase Ultimate Rewards transfer partner, so you can move points from cards like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit. It all starts with a sign-up bonus of. But this offer is only available in physical Chase Bank branch locations. 31, 2025. Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. United℠ Explorer Card. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend. 99% - 29. See moreThe Best Alternatives to Chase Sapphire Reserve. A lower annual fee (and no charge for authorized users) The Capital One Venture X Rewards Credit Card's annual fee is $395, significantly lower than the Chase Sapphire Reserve®'s $550. 5 cents each toward travel bookings, while the Chase Sapphire Preferred and Ink Business Preferred Credit Card fetch 1. Sapphire Banking is Chase’s second-highest banking product with Chase Private Client being in the top spot. The Venture X and Amex Gold cards both carry hefty annual fees that you’ll want to take into account before applying. Both cards charge a $95 annual fee and waive foreign. For years, the Chase Sapphire Reserve® has been the gold standard credit card in the points and miles world – and for good reason. In turn, its 60,000-point bonus is worth $750 in travel. The Chase Sapphire Preferred offers cardholders up to $50 in annual Ultimate Rewards Hotel Credit and up to $10 in monthly Gopuff credit (through Dec. 4. The Chase Sapphire Preferred now earns 3X on dining, which is a formidable opponent of the Amex Gold at 4X on dining. Pros 3x points on restaurants. That's $750 when you redeem. Best for online grocery shopping: Chase Sapphire Preferred. It also has CDs with low minimum opening deposits. For casual and heavy travelers alike, the Chase Sapphire Preferred is a better all-around package. Basically, many Chase credit cards, including this one, are subject to what’s known as the 5/24 Rule, which means you won’t be approved for a Chase Sapphire Preferred® Card if you’ve opened five or more credit card accounts within the last 24 months. Both Chase and Amex offer several different redemption opportunities for their points. Spending on the Costco Anywhere card yielded $236 cash-back and the Chase Sapphire Preferred card yielded 21,600 Ultimate Rewards points. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a. Here are areas where the cards beat the competition, with the maximum coverage amount by category. This fee may be worth. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to. Both cards also offer roadside assistance, but the Chase Sapphire. It has an impressive list of benefits, including a $300 travel credit, complimentary lounge access and one of the most. @m_adams. Chase has plans for a Chase Sapphire Lounge by The Club in nine locations ; facilities in Austin (a 'terrace,' not a lounge), Boston and Hong Kong are now open. Both cards do have features and benefits that help to justify or offset the annual fees though. Sapphire Reserve: Reserve Dethroned. Work out your way — from HIIT rides to walks and hikes to strength training, and more:. Once a creative solution during the worst of the pandemic, your points will no longer go as far using Pay Yourself Back. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Chase Sapphire Preferred. The Chase Sapphire Preferred® Card has become a household name in the travel rewards world – and there’s good reason for that. Fees and APR. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. The card. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. Not only does the card offer 3X points on restaurants. 25 cents. Welcome Bonus. Sapphire Preferred offers an initial bonus worth $750 in travel through Chase, and it gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. Welcome bonus: 60,000 points after you spend $4,000 on purchases in the first three months from account opening. Unfortunately, many hotels will. Chase Sapphire Preferred Card. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Each offers a variety of checking and savings accounts, plus convenient branches and ATM locations. 5-3-1. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. The Chase Sapphire Preferred® Card comes with a reasonable $95 annual fee, and new cardholders can earn 60,000 points worth $750 in travel redeemed through Chase Ultimate Rewards when they spend. Yes, big recent news that the bonus is being increased to a potential of 90k. Competitors like American Express and Citi bank launched premium credit cards after the launch of Chase sapphire reserve by launching the credit card in a premium segment which offered similar rewards and point. If you have the Chase Sapphire Preferred® Card, your points are worth 1. Based on the hypothetical annual spending above, here’s the verdict: card_name: 51,300 Chase Ultimate Rewards points per year. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. Points are worth 1. How to upgrade from Chase Sapphire Preferred to Reserve. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. However, since Chase Ultimate Rewards points are worth 1. I value Ultimate Rewards points at 1. The Citi Premier® Card, from our partner Citi, is Citi’s competition for the Chase Sapphire Preferred, with the same $95 annual fee and similar perks for spending. Chase Sapphire Preferred® Card. The new 80,000-point sign-up bonus represents the biggest welcome offer on the Chase Sapphire Preferred® Card in nearly two years. Best at Chase for travelers: Chase Sapphire℠ Banking. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. Travel Through Chase Ultimate Rewards: When you use points to redeem for cash, each point is worth $. There is a 0% introductory APR. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. Earn 2% on select card purchases and 1% on all other card purchases. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. 25 cents each if you have a Chase Sapphire Preferred® Card or 1. The Chase Sapphire Preferred® Card welcomes new cardholders with bonus Ultimate Rewards points after spending a moderate amount in the first three months. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. The Capital One Venture and the Chase Sapphire Preferred are two popular rewards credit cards that offer a variety of benefits to cardholders. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. You won't have Priority Pass lounge access any longer, but you'll still be. Metal Factor: Measuring up to its peers, the Savor. Our quick take: The Chase Sapphire Preferred® Card is an ideal choice for people just. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Chase Sapphire Preferred Benefits. The Chase Sapphire Reserve earns 3x points on travel purchases. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). As NerdWallet explained: “I have the Chase Sapphire Preferred, and virtually nothing gives me more pleasure when I pay and the cashier notices how gorgeous that card is. And as further proof of the fact that the Chase Sapphire Preferred® Card isn’t an entry-level model is the fact that a full 10% of users obtained a credit limit over $20,000. Best at Chase for travelers: Chase Sapphire℠ Banking. In reality, there are only two close direct competitors in terms of annual fee, and that’s the Capital One Venture (not the more premium Venture X) and the Citi. The balance transfer APR is also the same, and there is no introductory APR for either card. 5 points per dollar on Peloton equipment and accessory purchases of $250 or more with a maximum earn of 25,000. If Chase Sapphire has been your main card for a year, it's probably worth paying the fee from one more year for the goodies. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. The Chase Sapphire Preferred earns 2x points on travel purchases. The bank behind the ultra-popular Chase Sapphire Preferred® Card and Chase Sapphire Reserve® has been working for years to build its own branded lounges dubbed the Chase Sapphire Lounge by The Club. 5,000 more bonus points if you add an authorized user and they make a purchase in first 3 months. Morgan Reserve card is the heaviest credit card we know about, weighing 27 grams. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. If the Ultimate Rewards points were redeemed for travel via the Chase travel portal, the value would be $270 (1. Chase Sapphire Reserve: Best for frequent travelers. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. Expert take: The Citi Premier® Card is Citi’s answer to the Chase Sapphire Preferred® Card, which comes with the same annual fee of $95. Winner: Chase Freedom Flex. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Each account anniversary, cardmembers will receive bonus points equaling 10% of total purchases that year. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. Chase Sapphire Reserve. With the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card, each point is worth 1. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a year card, instead of $695 like Amex Platinum. That’s worth up to $1,000 in travel. Winner: Chase Freedom Flex. The Chase Sapphire Preferred® Card is one of the best travel credit cards for beginners and experienced travelers alike. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. When you redeem Chase Ultimate Reward points for travel, they will be worth 25% more than if you. There’s more to know about the Chase Sapphire Preferred’s fee structure than just the annual fee. With so many travel credit cards to choose from, it’s tough competition. Cons. 49%. Shelle Santana discusses how protagonists Pam Codispoti and Eileen Serra shifted their focus to retaining customers. The Amex Platinum Card offers a much longer list of benefits and perks than the Chase Sapphire Preferred. Chase Sapphire Reserve®. Their portal is better than Chase but still annoying to use,. The Chase Sapphire Preferred® Card has many of the same credit card travel insurance benefits as the Chase Sapphire Reserve®. All three cards require applicants to meet high income and/or spending standards for approval. That's $750 when you redeem through Chase Ultimate Rewards®. 49%, and the Reserve starts at 22. Capital One Venture Rewards Credit Card. Chase Sapphire Preferred gives you a great deal early on, offering 60,000 bonus points – worth $750 in travel redeemed through Chase – for spending $4,000 within 3 months of account opening. A: Yes.